/* ----- RESET & BASE ----- */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Inter', sans-serif;
  background-color: #f8fafc;
  color: #0b1a2e;
  line-height: 1.6;
  scroll-behavior: smooth;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ----- NAVIGATION ----- */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
  z-index: 999;
  border-bottom: 1px solid rgba(0, 0, 0, 0.04);
  padding: 12px 0;
  transition: background 0.3s;
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  font-weight: 700;
  font-size: 1.3rem;
  letter-spacing: -0.5px;
  background: linear-gradient(135deg, #1e3a5f, #2b5f8a);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.logo a {
  text-decoration: none;
  background: linear-gradient(135deg, #1e3a5f, #2b5f8a);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.nav-links {
  display: flex;
  gap: 24px;
  list-style: none;
  font-size: 0.9rem;
  font-weight: 500;
}

.nav-links a {
  text-decoration: none;
  color: #1e3a5f;
  transition: color 0.2s;
}

.nav-links a:hover {
  color: #d4a843;
}

.nav-links a.active {
  font-weight: 700;
  color: #d4a843;
  border-bottom: 2px solid #d4a843;
}

.nav-cta {
  background: #d4a843;
  color: #fff !important;
  padding: 6px 18px;
  border-radius: 30px;
  transition: background 0.3s;
}

.nav-cta:hover {
  background: #b8922e !important;
  color: #fff !important;
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
}

.hamburger span {
  width: 28px;
  height: 3px;
  background: #1e3a5f;
  border-radius: 4px;
}

/* ----- HERO / COVER ----- */
.hero {
  margin-top: 80px;
  padding: 80px 0 60px;
  background: linear-gradient(145deg, #eef4fa 0%, #ffffff 100%);
  border-bottom: 1px solid rgba(0,0,0,0.04);
}

.hero-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.badge {
  background: #d4a84320;
  color: #b8922e;
  padding: 6px 18px;
  border-radius: 40px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.3px;
  border: 1px solid #d4a84340;
  margin-bottom: 30px;
  display: inline-block;
}

.hero h1 {
  font-size: 3.8rem;
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -1.5px;
  max-width: 900px;
  background: linear-gradient(135deg, #0b1a2e, #2b5f8a);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero .subtitle {
  font-size: 1.3rem;
  color: #2c3e50;
  max-width: 700px;
  margin: 20px 0 30px;
  opacity: 0.8;
}

.hero .meta {
  display: flex;
  gap: 40px;
  flex-wrap: wrap;
  justify-content: center;
  font-size: 0.95rem;
  color: #4a5b6e;
  margin-bottom: 30px;
}

.hero .meta i {
  margin-right: 6px;
  color: #d4a843;
}

/* ----- BUTTONS ----- */
.btn-primary {
  background: #1e3a5f;
  color: #fff;
  padding: 16px 44px;
  border-radius: 60px;
  font-weight: 600;
  font-size: 1rem;
  border: none;
  cursor: pointer;
  transition: all 0.3s;
  box-shadow: 0 8px 28px rgba(30, 58, 95, 0.2);
  text-decoration: none;
  display: inline-block;
}

.btn-primary:hover {
  background: #0f2842;
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(30, 58, 95, 0.3);
}

.btn-outline {
  background: transparent;
  color: #1e3a5f;
  padding: 14px 38px;
  border-radius: 60px;
  font-weight: 600;
  border: 2px solid #1e3a5f30;
  transition: all 0.3s;
  text-decoration: none;
  display: inline-block;
}

.btn-outline:hover {
  background: #1e3a5f10;
  border-color: #1e3a5f;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  justify-content: center;
}

/* ----- SECTION COMMON ----- */
section {
  padding: 70px 0;
  border-bottom: 1px solid #e9edf2;
}

section:last-of-type {
  border-bottom: none;
}

.section-label {
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: #d4a843;
  margin-bottom: 8px;
}

.section-title {
  font-size: 2.6rem;
  font-weight: 700;
  letter-spacing: -0.8px;
  line-height: 1.2;
  margin-bottom: 20px;
  color: #0b1a2e;
}

.section-desc {
  font-size: 1.15rem;
  color: #3a4c62;
  max-width: 700px;
  margin-bottom: 40px;
}

.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.two-col-reverse {
  direction: rtl;
}
.two-col-reverse > * {
  direction: ltr;
}

.text-block p {
  margin-bottom: 18px;
  color: #1f2e40;
}

.text-block ul {
  list-style: none;
  padding: 0;
}

.text-block ul li {
  padding: 10px 0 10px 30px;
  position: relative;
  border-bottom: 1px solid #f0f2f5;
}

.text-block ul li:last-child {
  border-bottom: none;
}

.text-block ul li i {
  position: absolute;
  left: 0;
  top: 12px;
  color: #d4a843;
  font-size: 1.1rem;
}

.stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 30px;
  margin-top: 30px;
}

.stat-card {
  background: #fff;
  padding: 30px 20px;
  border-radius: 20px;
  text-align: center;
  box-shadow: 0 8px 30px rgba(0,0,0,0.04);
  border: 1px solid #f0f4f9;
}

.stat-card .number {
  font-size: 2.8rem;
  font-weight: 800;
  color: #1e3a5f;
  letter-spacing: -1px;
}

.stat-card .label {
  color: #5a6e82;
  font-size: 0.9rem;
  margin-top: 6px;
}

/* ----- CARDS FOR FEATURES ----- */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin-top: 20px;
}

.feature-card {
  background: #fff;
  border-radius: 24px;
  padding: 32px 24px;
  box-shadow: 0 8px 30px rgba(0,0,0,0.04);
  border: 1px solid #edf2f7;
  transition: 0.25s;
}

.feature-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px rgba(0,0,0,0.06);
}

.feature-card .icon {
  font-size: 2.2rem;
  color: #d4a843;
  margin-bottom: 16px;
}

.feature-card h4 {
  font-size: 1.3rem;
  font-weight: 600;
  margin-bottom: 10px;
}

.feature-card p {
  color: #3f5368;
  font-size: 0.95rem;
}

/* ----- STEP SECTION ----- */
.steps {
  display: flex;
  flex-direction: column;
  gap: 20px;
  max-width: 800px;
  margin: 0 auto;
}

.step-item {
  display: flex;
  gap: 24px;
  align-items: flex-start;
  background: #fff;
  padding: 24px 30px;
  border-radius: 20px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.02);
  border: 1px solid #edf2f7;
}

.step-num {
  font-size: 1.8rem;
  font-weight: 800;
  color: #d4a843;
  min-width: 50px;
  line-height: 1;
}

.step-content h4 {
  font-size: 1.2rem;
  font-weight: 600;
  margin-bottom: 4px;
}

.step-content p {
  color: #3f5368;
  margin: 0;
}

/* ----- QUOTE / TESTIMONIAL ----- */
.testimonial {
  background: #1e3a5f;
  color: #fff;
  border-radius: 30px;
  padding: 50px 60px;
  text-align: center;
  margin-top: 40px;
}

.testimonial i {
  font-size: 2.5rem;
  color: #d4a843;
  opacity: 0.5;
  margin-bottom: 16px;
  display: block;
}

.testimonial blockquote {
  font-size: 1.4rem;
  font-weight: 400;
  line-height: 1.5;
  max-width: 750px;
  margin: 0 auto 20px;
}

.testimonial .author {
  font-weight: 600;
  font-size: 1rem;
  opacity: 0.8;
}

/* ----- CTA ----- */
.cta-section {
  background: linear-gradient(135deg, #0b1a2e, #1e3a5f);
  color: #fff;
  text-align: center;
  border-radius: 40px;
  padding: 70px 40px;
  margin: 0 0 40px 0;
}

.cta-section h2 {
  font-size: 2.8rem;
  font-weight: 700;
  letter-spacing: -1px;
  margin-bottom: 16px;
}

.cta-section p {
  font-size: 1.2rem;
  opacity: 0.8;
  max-width: 600px;
  margin: 0 auto 30px;
}

.cta-section .btn-primary {
  background: #d4a843;
  color: #0b1a2e;
  box-shadow: 0 8px 28px rgba(212, 168, 67, 0.3);
}

.cta-section .btn-primary:hover {
  background: #c49a38;
}

/* ----- LEGAL SECTIONS ----- */
.legal-section {
  background: #ffffff;
  padding: 60px 0;
  border-bottom: 1px solid #e9edf2;
}

.legal-section .container {
  max-width: 900px;
}

.legal-section h2 {
  font-size: 2.2rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: #0b1a2e;
  letter-spacing: -0.5px;
}

.legal-section .last-updated {
  color: #6a7d94;
  font-size: 0.9rem;
  margin-bottom: 30px;
  display: block;
}

.legal-section h3 {
  font-size: 1.3rem;
  font-weight: 600;
  margin: 30px 0 12px 0;
  color: #1e3a5f;
}

.legal-section p, .legal-section li {
  color: #2c3e50;
  line-height: 1.7;
  margin-bottom: 12px;
}

.legal-section ul {
  padding-left: 24px;
  margin-bottom: 16px;
}

.legal-section ul li {
  margin-bottom: 6px;
}

.legal-section a {
  color: #d4a843;
  text-decoration: none;
  font-weight: 500;
}

.legal-section a:hover {
  text-decoration: underline;
}

/* ----- FOOTER ----- */
footer {
  padding: 40px 0 20px;
  color: #6a7d94;
  font-size: 0.9rem;
  border-top: 1px solid #e9edf2;
}

footer .container {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 20px;
}

footer a {
  color: #1e3a5f;
  text-decoration: none;
  margin: 0 8px;
}

footer a:hover {
  color: #d4a843;
}

.footer-legal a {
  margin: 0 12px 0 0;
}

/* ----- RESPONSIVE ----- */
@media (max-width: 992px) {
  .two-col {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .features-grid {
    grid-template-columns: 1fr 1fr;
  }

  .hero h1 {
    font-size: 2.8rem;
  }
}

@media (max-width: 768px) {
  .nav-links {
    display: none;
    flex-direction: column;
    background: white;
    position: absolute;
    top: 70px;
    left: 0;
    width: 100%;
    padding: 20px 30px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.06);
    border-radius: 0 0 20px 20px;
    gap: 16px;
  }

  .nav-links.open {
    display: flex;
  }

  .hamburger {
    display: flex;
  }

  .hero h1 {
    font-size: 2.2rem;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .testimonial {
    padding: 30px 20px;
  }

  .cta-section {
    padding: 40px 20px;
  }

  .cta-section h2 {
    font-size: 2rem;
  }

  .step-item {
    flex-direction: column;
    align-items: flex-start;
    gap: 8px;
    padding: 20px;
  }

  .stat-grid {
    grid-template-columns: 1fr 1fr;
  }

  footer .container {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }
}

@media (max-width: 480px) {
  .stat-grid {
    grid-template-columns: 1fr;
  }

  .hero-actions {
    flex-direction: column;
    align-items: center;
  }
}